A fundamental mindset shift occurred for me when I set up a company in 2007. I’m from the UK so I set up an LTD (Limited Company); in the US you could set up an LLC (Limited Liability Company). It may be called something else in your part of the world.
For me, starting a company was easy. I spent a few hundred UK Pounds setting up the imaginatively titled “Rob Cubbon Ltd”. As you may guess, I didn’t spend long thinking of that name. And setting up a business bank account didn’t take much time either.